Terms

Terms of Use

By using Senior Savings Digest, you agree to these terms. Senior Savings Digest is operated by 12P Ventures LLC as an independent advertorial consumer publication for adults 55+.

No Government Or Carrier Affiliation

Senior Savings Digest is not a government agency, Medicare office, insurance carrier, insurance plan, insurer, broker, or enrollment platform. References to public programs, insurance topics, discounts, or savings checks are educational unless a licensed partner is clearly identified during a separate review process.

Educational Content Only

The site does not provide insurance, legal, tax, medical, financial, or government-benefits advice. Verify important decisions with official sources, licensed professionals, carriers, or agencies before changing coverage or sharing sensitive information.

No Guaranteed Savings Or Coverage

We do not guarantee savings, eligibility, approval, enrollment, coverage, premium amounts, benefits, or policy availability. Quotes and coverage decisions depend on licensed providers, carrier rules, state availability, underwriting, and each reader's situation.

Referral Relationships

We may receive compensation for qualified calls, clicks, forms, referrals, advertising actions, or purchases if a reader chooses to be connected with a partner. This creates a financial incentive, and partner options may not include every carrier, plan, product, or service available in your area.

Calls, Clicks, And Consent

If you click a phone link, call a number, or submit a request, you may be connected with a third-party agency, call center, marketing partner, or service provider. Calls and clicks may be tracked and calls may be recorded where permitted and disclosed. Any active lead form or call-request flow must include TCPA and consent language, including who may contact you, contact methods, automated technology, revocation, and whether consent is required to buy goods or services.

Contributor And Advertorial Disclosure

Articles may be sponsored, advertorial, AI-assisted, or based on common reader scenarios. Contributor names, biographies, and portraits may be fictional or illustrative editorial personas unless we clearly state otherwise. They should not be read as licensed professional endorsements.

Accuracy And Availability

Insurance rules, offers, pricing, and availability can change. We may update, remove, or correct content at any time, and we are not responsible for a partner's final quote, recommendation, approval, or service.

Acceptable Use

Use the site only for lawful personal purposes. Do not submit another person's information without permission, misuse call tracking, interfere with the site, or rely on the site as an emergency or official government resource.